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The
question:
I have a sister who works in a commercial insurance company.
I advised her many times but in vain. So, is it permissible for me to accept
her gifts? Knowing that she has money that comes from inheritance.
The
answer:
All praise is due to Allah, the Lord of the Worlds. Peace
and blessing be upon whom Allah sent as a mercy to the Worlds, upon his Family,
his Companions and his Brothers till the Day of Resurrection.
Money which comes from sources which are proven to be illicit,
like usurious banks and insurance companies, characterized by risk and uncertainty
which are prohibited, is not allowed to take as a gift or be spent on one's
favor; unless for those who are in dire need of it or are in necessity; these
can take of it according to their need, but with disliking and disapproving it
in accordance with Allah's  saying:
﴿فَمَنِ
اضْطُرَّ غَيْرَ بَاغٍ وَلاَ عَادٍ فَإِنَّ اللّهَ غَفُورٌ رَّحِيمٌ﴾
[النحل : 115].
The meaning of the verse:
﴾But
if one is forced by necessity, without wilful disobedience, and not
transgressing, then, Allâh is Oft-Forgiving, Most Merciful﴿ [An-Nahl (The Bees): 115].
One should also be discontented with things that are
forbidden in the Sharia, in order to be innocent of sins as the Prophet  said: "When sin is
done in the earth, he who sees it and disapproves of it will be taken like one
who was not present, but he who is not present and approves of it will be like
him who sees it"[1].
If the money she inherited is a real estate or furniture,
the ruling remains the same (i.e. permissibility). However, if this inheritance
is money and it constitutes the majority [of her global money], and that she
used only the money of inheritance to get this gift, it is then permissible to
take advantage of it. If it gets mingled with other money in a way in which we
can distinguish between licit and illicit money, we should act according to
this distinction. Otherwise, if the majority of the money is licit, it will be
licit to use it, and if the majority of this money is illicit or equal to the
licit, he should leave it by way of piety.
The perfect knowledge belongs to Allah. Our last prayer
is all praise is due to Allah, the Lord of the Worlds. Peace and blessing be
upon our Prophet, his
Family, his Companions and Brothers till the Day of Resurrection.
Algiers, Rabî`Al-Awwal, 7 th, 1427 H.
Corresponding
to: April 6th, 2006.
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. This hadith is judged Hassan
(good) by Al-Albâni in "Sahîh Al-Jâmi`" (hadith 689) and in
"Al-Mishkât" (hadith 5069). 
